How we write, source, and correct our guides.
We help homeowners navigate storm damage insurance claims. That only works if we tell you where our information comes from — and what we’re not.
Who writes this site
Roofing Storm Damage is a small independent publisher run by its founder, focused on storm damage and insurance claims. We are not licensed roofing contractors, engineers, or insurance adjusters, and we don’t pretend to be. Our content is produced by a small editorial team — not a single credentialed expert — working from published government data, NWS/NOAA storm records, building codes, and state insurance department statutes. When you see “The Roofing Storm Damage Editorial Team” as the author on an article, that is the real attribution: a small team that did the research. We do not invent expert bylines.
Where our facts come from
Every legal claim, statute citation, storm event, insurance deadline, and cost figure on this site is either:
- Pulled from a named government or regulator source — state insurance statutes, NWS/NOAA storm records, state insurance department bulletins, building codes, city permit portals — with a link to the original source, or
- Labeled as a directional range that reflects typical storm-damage repair costs in a metro and explicitly marked as “directional” — not a binding settlement or contractor bid for your home.
Every state guide and city guide includes a Sources list at the bottom with the URLs we used. If we got something wrong, you can open the original source and check us.
What this site is not
We are not a substitute for a licensed local contractor or a licensed insurance adjuster. We do not inspect roofs. We do not write bids. We do not adjust insurance claims or guarantee claim outcomes. Every specific decision about your home — scope of damage, repair vs. replacement, insurance-claim strategy, contract terms — requires a qualified local professional who has actually looked at your roof. Our guides explain the framework a homeowner should understand; your contractor and insurer determine what applies to your specific claim.
We also don’t:
- Claim expertise we don’t have.
- Promise claim approval or specific payout amounts.
- Publish fake reviews or astroturfed testimonials.
- Buy backlinks or participate in link exchanges.
- Recycle AI output without an editor reviewing it before it goes live.
- Publish city or state pages where only the location name changes — every page is researched against that specific jurisdiction’s insurance statutes, storm records, and contractor licensing rules.
AI-assisted drafting
We use AI (Claude, made by Anthropic) to draft research-heavy content. A state storm guide requires reading dozens of statutes, insurance department bulletins, NWS storm catalogs, and historical claim records; AI helps us do that research faster than we could alone. Every draft is reviewed by a human editor who checks the statute citations, confirms the claim deadline figures, and verifies storm events against NWS/NOAA before publishing. We disclose AI assistance because readers have a right to know how their information was made.
Updates and freshness
Insurance statutes change. Storm records are updated. New hail events and wind events happen. When a page needs updating — a new statute, a major storm, a revised insurance department bulletin — we update the content and move the “last updated” date forward. We do not rotate the same facts in slightly different words on a schedule just to look fresh; that’s cosmetic and doesn’t help anyone.
Corrections
If you find a factual error, email corrections@roofingstormdamage.com with the page URL and the passage in question. We respond within two business days. If we got it wrong, we correct the page and post a visible note at the top explaining what changed and when. If we think the original is right, we’ll tell you why and show our source.
Business disclosure
Roofing Storm Damage is a lead generation service focused on storm damage and insurance claims. We earn revenue by selling homeowner inspection requests to lead partners who route each request through their own storm-restoration contractor network. Homeowners never pay us. This incentive means we profit when homeowners who need storm-damage help get connected with contractors — it does not influence our editorial guidance, our insurance-claim explanations, or which contractors we feature in guides. We don’t accept payment to include, exclude, or rank specific contractors or product brands.
We also don’t claim the contractors who reach out to homeowners through us are “the best” or “pre-screened experts.” Today, every contractor who contacts you from a request submitted here is vetted by the lead partner we sold the request to — not by us directly. We plan to onboard direct-network storm-restoration contractors in the future; our screening policy for that path is documented publicly. Either way, every homeowner should verify licensing and insurance before signing a contract. The full policy and the homeowner verification checklist live at How We Screen Storm-Restoration Contractors.