Before you sign: how to verify a storm-restoration contractor
We do not take quote requests, and we do not refer, route, or introduce homeowners to contractors. Every check below is something you can do yourself, in a few minutes, using public records — whether the contractor knocked on your door, came from a search, or was referred by a neighbor.
Verify these yourself
- State license lookup: search “[your state] contractor license lookup” — every state has one, and most return results in under a minute. Confirm the license is active, in good standing, and covers residential roofing.
- Insurance verification: ask for a current Certificate of Insurance naming you as certificate holder, with at least $1,000,000 in general liability coverage. Call the insurer listed at the top of the certificate to confirm the policy is in force — a certificate is only worth what its issuer confirms.
- Workers’ compensation coverage: ask for a separate Certificate of Insurance covering everyone the contractor puts on a roof. This is what prevents a worker’s injury on your property from landing on your homeowners policy.
- Business address you can drive to: a physical office, warehouse, or work yard — not a P.O. box or a UPS Store suite number as the only address.
- BBB check: bbb.org, search by business name and city. Look at the accredited-business rating, the number of complaints in the past three years, and how many are unresolved.
- State complaint history: your state’s contractor licensing board website, typically under “consumer resources” or “complaint history.” An active pattern of unresolved complaints or a recent license suspension is a disqualifier.
- Insurance-claim experience: ask whether they have experience working with homeowners on insurance claims — adjuster meetings, supplementing, and working within insurer scopes of loss — not just standard re-roofing work.
Before you sign a contract
Any contract you sign with a storm-restoration contractor is between the two of you. We don’t review contracts before you sign, supervise the work, or mediate disputes. If you want an extra set of eyes, read our contract checklist before signing. If a job goes sideways, that’s between you, the contractor, your state’s contractor licensing board, and potentially small claims court.
Questions about a past quote request
Until September 2026 this site offered a quote-request form. It has been removed. If you submitted one and want it deleted, or have a question about how it was handled, email privacy@roofingstormdamage.com.